• Request a free sample
  • Find a Retailer

Tempur-Pedic Credit Card

Buy your dream bed today, and pay over time with special financing1

  • Apply online or by phone with a Tempur-Pedic Sleep Concierge
  • Instant answer for most applications
  • Can be used for total purchases over $1800
  • Special rate offers available
  • No annual fee1

1The Tempur-Pedic credit card is issued with approved credit by Wells Fargo Financial National Bank. For newly opened accounts, the APR for Purchases is 27.99%. This APR may vary with the market based on the U.S. Prime Rate and is given as of 01/01/2014. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.

Apply Now

Already have a Tempur-Pedic Credit Card?

Check your available balance

Using multiple credit cards

To combine credit cards to pay for your purchase, place your order by phone at 888-811-5053.

Credit Agreement

Read the credit agreement from Wells Fargo Financial National Bank, the administrator for a Tempur-Pedic Credit Card.

How do I apply?

You can apply for a Tempur-Pedic Credit Card by clicking on “Apply Now“ on this page. You can also access the application by clicking on “Finance your purchase“ at the bottom of every page, or on the “Apply for financing“ button during checkout.

What are the payment plans?

The payment plans vary according to the terms in effect at the time you make a purchase. When you apply for financing, you will have the opportunity to review the terms of your account. After you are approved, Wells Fargo Financial National Bank, the administrator for Tempur-Pedic Financing, will mail you a copy of the terms. And you can check your statement from Wells Fargo Financial National Bank for specific terms.

What is the interest rate?

That interest rate depends on the financing terms we are offering when you make your purchase. You can find information on the current financing offers on the "Current Offers" page under "Shopping with Us".

When will I receive my card in the mail?

You will receive your credit card within 30 days after the application is approved by Wells Fargo Financial National Bank.

Is there an annual fee for the card?

No, there is no separate annual fee for Tempur-Pedic Financing.

When will I receive my first billing statement?

You will receive your first billing statement approximately 1 to 4 weeks after your initial purchase.

When is my payment due?

Your monthly billing statement shows the exact date.

How do I make a payment?

  • You have a number of options for submitting payment to Wells Fargo Financial National Bank.
  • Online—visit http://financial.wellsfargo.com/index.html to make a secure payment online
  • Mail—pay by personal check or money order (a return envelope is included with your billing statement)
  • Speed Pay—pay by phone for a minimal charge; only personal checking account information is accepted

Who do I contact if I have questions about my account?

You should contact Wells Fargo Financial National Bank customer service at 800-459-8451. The phone number is also shown on your monthly billing statement.

Where can I use my credit line to make purchases?

You can use your credit line exclusively on this website, or by calling 888-811-5053 to talk to one of our Sleep Experts. Sorry, but you cannot use your credit line at a retail store.

How do I know how much credit I have available?

If you have an existing account, you can check your available credit by clicking on “Check your available balance“ after you close this pop-up window.

If you don’t have your account number handy, you can call 888-336-3916 to talk to one of our Sleep Experts.

Your monthly statement from Wells Fargo Financial National Bank will also show the amount of credit you have available, or you can call them at the phone number listed on your statement.

How old must I be to apply for financing?

The minimum age requirement is 18.

What if I notice an error on my billing statement or need to dispute a charge?

You can submit any billing dispute in writing to Wells Fargo Financial National Bank billing at the following address:
Wells Fargo Financial National Bank
Attn: Billing Department
MAC F4030-040
800 Walnut St
Des Moines, IA 50309

You may also submit a dispute by fax at 1-888-572-5879. Please include your name and account number so they can handle your request as quickly as possible. Please note that information on your billing rights is located in your Credit Card Account Agreement General Terms and also on your billing statement.

If I don’t have my account number handy, can I still use it to purchase online or by phone?

If you don’t have your account number handy, you can call 888-336-3916 to talk to one of our Sleep Experts. They can help you place your order.

What if I don't have enough credit available on my account to complete a purchase?

If you do not have enough credit available on your Tempur-Pedic Financing, please call 888-336-3916 to talk to one of our Sleep Experts. They can discuss possible other financing options with you.

What do I do if my card is lost or stolen?

As soon as you know your card is missing, contact Wells Fargo Financial National Bank customer service at 877-906-6055, option 1.

How do I close my account?

Once your Tempur-Pedic Financing account is paid in full, you can close it by calling Wells Fargo National Financial Bank customer service.

I was not approved for financing. Do you offer a direct payment plan?

If you are not approved for Tempur-Pedic Financing, please call 888-336-3916 to talk to one of our Sleep Experts. They can discuss other possible financing options with you.

If I didn’t print or save my account information, how can I find it?

Please call 888-336-3916 to talk to one of our Sleep Experts.

Have questions?

Questions about applying

888-447-4053

Your Tempur-Pedic Sleep Concierge

Questions about your account

877-805-7744

Wells Fargo Financial National Bank

General Questions

Frequently Asked Questions

Home Shopping with us Finance your purchase